Scholarship scams are increasing as more students search online for government schemes, free laptop yojanas, and education grants. Fraudsters create fake websites, forms, and social media posts to trap students and collect money or personal data.
This Real vs Fake Scheme पहचान Guide will help students and parents identify genuine government scholarships and avoid online scams. Always verify before applying and never pay money for a scholarship form.
Why Scholarship Scams Are Increasing
Students often search for terms like “free scholarship apply online” or “government laptop scheme,” which scammers target using fake portals and ads. These sites look professional but are designed to steal personal information or money.
Lack of awareness about official processes makes many students fall into these traps. Knowing how to identify genuine schemes is the best protection.
Real vs Fake Scholarship Scheme in India — Quick Comparison
This table clearly shows the difference between genuine government schemes and fake scam offers. Use this checklist before applying anywhere online.
If a website fails multiple checks from this table, it is likely a scam.
| Feature | Real Government Scheme | Fake / Scam Scheme |
| Official Website | Ends with .gov.in or official state portal | Random domain like .com, .in.net, .org with ads |
| Application Fee | Free application | Asks for ₹100–₹1000 “registration fee” |
| Contact Details | Official department address and helpline | Only WhatsApp number or Gmail ID |
| Scheme Announcement | Published on government portals and news | Only shared on social media or YouTube |
| Payment Method | Direct Benefit Transfer (DBT) to bank account | Asks for OTP, ATM PIN, or wallet transfer |
| Language Used | Formal and official language | “Hurry up! Limited seats! Apply now fast!” |
Top Warning Signs of a Fake Scholarship Website
Fraud websites follow similar patterns. Recognizing these warning signs can protect you from losing money or personal data.
If you notice two or more of these signs, do not proceed.
- Website asks for payment to “approve” scholarship
- No official government domain (.gov.in)
- Promises guaranteed selection for everyone
- Requests OTP, ATM PIN, or bank password
- Only WhatsApp contact support
- Poor spelling and grammar on the website
- Urgent deadlines with pressure tactics
How to Verify if a Scholarship Scheme is Real
Before applying, take a few minutes to verify authenticity. This simple step can prevent fraud and identity theft.
Always cross-check information from multiple trusted sources.
- Search the scheme name on Google with the word “official website”
- Check if the site domain ends with .gov.in
- Visit your state government education portal
- Look for official PDF notifications
- Ask your school or college administration
- Call the department helpline if listed
Common Types of Education Scams in India
Scammers target students through different methods beyond fake websites. Awareness helps you stay alert.
These scams increase during admission and scholarship seasons.
- Fake “PM Scholarship” ads on social media
- Fraud calls claiming laptop distribution
- WhatsApp messages with scholarship links
- Fake apps on unofficial app stores
- Email phishing pretending to be government officials
What To Do If You Already Shared Details
If you think you submitted information on a fake website, act quickly to reduce risk.
Immediate action can help protect your bank account and identity.
- Do not share OTP with anyone
- Inform your bank if card or account details were entered
- Change passwords of email and banking apps
- Report the website on cybercrime portal (cybercrime.gov.in)
- Inform parents or guardians immediately
Safety Tips for Students Applying Online
Following basic online safety practices can keep you protected while applying for genuine schemes.
These habits are useful for all types of online applications.
- Use only official government portals
- Never pay money for scholarships
- Do not trust YouTube links without verification
- Avoid sharing personal documents on social media
- Check website URL carefully before entering details
FAQ
- Are government scholarships free to apply?
Yes, genuine government scholarship applications are free. - Can a real scheme ask for bank OTP?
No, OTP should never be shared with anyone. - How do I know a website is official?
Official Indian government websites end with .gov.in. - What if someone asks for money for laptop scheme?
It is likely a scam. Government schemes do not charge such fees. - Where can I report scholarship scams?
You can report online fraud at India’s cybercrime portal: cybercrime.gov.in.
Conclusion
With rising digital education opportunities, scams are also increasing. Staying alert and verifying information from official sources can protect you from fraud.
Always remember: Government scholarships are free, transparent, and announced only on official portals. When in doubt, verify before you apply.