IOB LBO Recruitment 2026: Indian Overseas Bank (IOB) has released the official notification for recruitment to the post of Local Bank Officer (LBO) in JMGS-I. A total of 250 vacancies have been announced for eligible candidates across Tamil Nadu, Karnataka, Maharashtra and Gujarat.
The online application process will begin on 8 August 2026 and eligible candidates can submit their applications up to 24 August 2026. Candidates should carefully check the State-wise vacancy, local language requirement, age limit and educational qualification before applying.
Read Also: PNB LBO Recruitment 2026 Online Form
IOB LBO Recruitment 2026 Overview
Indian Overseas Bank has invited online applications for Local Bank Officer posts in Junior Management Grade Scale-I. The recruitment offers candidates an opportunity to join a public sector bank at the Assistant Manager/Scale-I level.
The selected candidates will be posted in the State for which they apply, subject to the conditions mentioned in the official notification.
| Particular | Details |
|---|---|
| Bank Name | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Grade/Scale | JMGS-I |
| Total Vacancies | 250 |
| Application Start Date | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Application Mode | Online |
| Official Website | iob.bank.in |
Indian Overseas Bank LBO Vacancy 2026
Indian Overseas Bank has announced 250 Local Bank Officer vacancies in four States. Tamil Nadu has the highest number of vacancies, followed by Karnataka, Maharashtra and Gujarat.
Candidates can apply for the vacancy of only one State. The selected candidate will be posted in the State selected in the application, subject to the Bank's service and posting rules.
| State | Mandatory Language | Total Vacancy | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 |
Important for Odisha candidates: Odisha is not included in the vacancy table of this particular IOB LBO recruitment. However, Odisha has been included among the tentative examination centres, including Bhubaneswar, Cuttack, Sambalpur, Rourkela and Berhampur-Ganjam.
IOB LBO Eligibility Criteria 2026
Candidates should check the eligibility conditions before starting the application. The basic requirements include the prescribed age limit, graduation qualification and proficiency in the local language of the selected State.
The eligibility date for age and educational qualification is 1 August 2026, and candidates must possess the required qualification by the prescribed stage of registration.
Educational Qualification
- Candidates must have a Degree/Graduation in any discipline.
- The degree must be from a University recognized by the Government of India or an equivalent qualification recognized by the Central Government.
- The candidate must possess a valid marksheet or degree certificate.
- The percentage of marks obtained in graduation has to be entered during online registration.
Age Limit
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- Age Cut-off Date: 01 August 2026
For the general age limit, candidates should have been born not later than 1 August 2006 and not earlier than 2 August 1996, both dates inclusive.
Local Language Requirement
Applicants must be proficient in reading, writing and speaking the mandatory local language of the State they select.
For example, candidates applying for Tamil Nadu should have proficiency in Tamil, while applicants selecting Karnataka, Maharashtra or Gujarat should know Kannada, Marathi or Gujarati respectively.
IOB LBO Age Relaxation 2026
Relaxation in the upper age limit is available to eligible candidates belonging to specified categories according to Government of India guidelines.
Candidates claiming age relaxation must produce the appropriate supporting certificate during the Personal Interview or document verification stage.
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC Non-Creamy Layer | 3 Years |
| PwBD | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Eligible Ex-Servicemen | 5 Years, subject to applicable rules |
IOB LBO Salary 2026
The Local Bank Officer post is placed in JMGS-I/Assistant Manager Scale-I. The basic pay starts at Rs. 48,480 and increases according to the prescribed pay scale.
Selected candidates will also receive applicable allowances and benefits such as DA, HRA and CCA according to the rules in force.
| Salary Component | Details |
|---|---|
| Post | Local Bank Officer |
| Grade | JMGS-I / Assistant Manager |
| Starting Basic Pay | Rs. 48,480 |
| Pay Scale | Rs. 48,480 - 2,000/7 - 62,480 - 2,340/2 - 67,160 - 2,680/7 - 85,920 |
| Other Benefits | DA, HRA, CCA and applicable benefits |
Probation and Service Bond
Selected candidates will be placed on probation for two years of active service from the date of joining. The notification also requires selected candidates to execute a Financial Service Indemnity Bond of Rs. 2 lakh for serving the Bank for a minimum period of three years.
IOB LBO Selection Process 2026
The selection process consists of an online examination followed by a Language Proficiency Test where applicable and a Personal Interview.
Candidates must qualify at the relevant stages to move forward in the recruitment process. Final selection will be based on the prescribed merit criteria.
- Online Examination
- Language Proficiency Test (where applicable)
- Personal Interview
- Final State-wise and Category-wise Merit List
IOB LBO Exam Pattern 2026
The online examination contains four objective sections with a total of 140 questions carrying 200 marks. The complete test is conducted for three hours with separate timing for each section.
There is negative marking for incorrect answers, while no penalty is applied to questions left unanswered.
| Subject | Questions | Marks | Time | Medium |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes | English & Hindi |
| General/Economy/Banking Awareness | 40 | 40 | 30 Minutes | English & Hindi |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes | English & Hindi |
| English Knowledge | 40 | 40 | 30 Minutes | English |
| Total | 140 | 200 | 3 Hours | — |
Negative Marking: For every incorrect answer, one-fourth or 0.25 of the marks assigned to that question will be deducted.
Qualifying Marks: There are no sectional qualifying marks. The minimum aggregate qualifying score in the online examination is 30% for reserved category candidates and 35% for unreserved candidates.
IOB Local Language Proficiency Test
The Local Language Proficiency Test is applicable to shortlisted candidates who have not studied the specified local language of their selected State in Class 10 or Class 12.
The language test checks the candidate's ability to read, write and speak the required local language. Candidates who fail the test will not proceed to the Personal Interview.
- Candidates must know the specified State language.
- Reading, writing and speaking proficiency is required.
- Candidates who studied the required language in Class 10 or Class 12 can be exempted.
- Valid Class 10 or Class 12 documents must be produced for the exemption.
- Failure in the LPT will stop further participation in the selection process.
IOB LBO Interview and Final Selection
Candidates who qualify in the online examination and the applicable language test will be shortlisted for the Personal Interview according to the Bank's requirements.
The Personal Interview carries 100 marks, and candidates must secure the prescribed minimum qualifying marks. The final merit is prepared State-wise and category-wise.
| Particular | Details |
|---|---|
| Interview Marks | 100 |
| Reserved Category Qualifying Marks | 45% |
| Unreserved Category Qualifying Marks | 50% |
| Online Exam Weightage | 80% |
| Interview Weightage | 20% |
| Final Merit | State-wise and Category-wise |
IOB LBO Application Fee 2026
The application fee or intimation charge must be paid through the online payment facility after completing the application form.
The fee is non-refundable and cannot be adjusted against another recruitment process.
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | Rs. 175/- |
| GEN/EWS/OBC | Rs. 850/- |
Documents Required for IOB LBO Application
Candidates should prepare the required documents before starting the online application. Correct and readable documents are important because the Bank may verify them during the recruitment process.
Candidates shortlisted for the Personal Interview must produce original documents along with self-attested photocopies as required by the notification.
- Recent photograph
- Signature
- Left-hand thumb impression
- Handwritten declaration
- Proof of Date of Birth
- Graduation marksheets and degree certificate
- Photo identity proof
- Local language proof, wherever applicable
- Caste certificate, if applicable
- EWS Income and Asset Certificate, if applicable
- PwBD certificate, if applicable
- Work experience documents, wherever applicable
- No Objection Certificate for eligible candidates working in Government/PSU organizations
How to Apply for IOB LBO Recruitment 2026
Eligible candidates can apply online through the Indian Overseas Bank website during the prescribed application period from 8 August to 24 August 2026.
Applicants should keep their personal email ID and mobile number active throughout the recruitment process because important communication may be sent through registered contact details.
- Visit the official Indian Overseas Bank website.
- Open the Careers section.
- Find the notification titled Recruitment of Local Bank Officers – 2026-27.
- Read the official advertisement carefully.
- Click the online registration link.
- Complete the initial registration process.
- Note down the Registration Number and Password.
- Enter personal, educational and other required information.
- Select only one State for which you satisfy the eligibility and language requirements.
- Upload the photograph, signature and other required documents.
- Upload the left thumb impression and handwritten declaration.
- Pay the applicable application fee online.
- Check all details carefully before final submission.
- Complete the registration.
- Download and save the submitted application form and payment receipt.
Important Instructions for Candidates
Candidates should make sure that all information entered in the online application matches their official documents. Incorrect information or failure to produce required documents can result in cancellation of candidature.
Since only one State can be selected, applicants should make their State choice carefully before submitting the application.
- Apply for only one State.
- Check the mandatory local language before applying.
- Verify your age and graduation eligibility.
- Keep your email ID and mobile number active.
- Do not submit incomplete applications.
- Keep the Registration Number and Password safely.
- Download the final submitted application.
- Save the online payment receipt.
- Keep original certificates ready for the interview.
- Regularly check the official IOB website for recruitment updates.
IOB LBO Exam Centres 2026
The online examination will be conducted at various centres across India. The Bank has provided a tentative list of examination centres in the recruitment notification.
For candidates from Odisha, the notification includes Bhubaneswar, Cuttack, Sambalpur, Rourkela and Berhampur-Ganjam among the tentative examination centres.
IOB LBO Recruitment 2026 for Odisha Candidates
Odisha candidates should note an important point before applying for this recruitment. The 250 vacancies announced by Indian Overseas Bank are limited to Tamil Nadu, Karnataka, Maharashtra and Gujarat.
Therefore, there is no separate Odisha vacancy in the IOB LBO Recruitment 2026 notification. However, eligible candidates from Odisha may check whether they satisfy the local-language requirement for one of the advertised States before applying.
Important Links
The official Indian Overseas Bank Careers page is the main source for recruitment notifications and online application access.
Candidates should always verify the latest recruitment notice and application availability from the Bank's official website before submitting the form.
| Particular | Link |
|---|---|
| Official Notification | Click Here |
| Apply Online | Click Here |
| Official Website | Click Here |
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Frequently Asked Questions
How many vacancies are available in IOB LBO Recruitment 2026?
Indian Overseas Bank has announced 250 vacancies for Local Bank Officer posts in JMGS-I.
What is the last date to apply for IOB LBO Recruitment 2026?
The last date for online registration is 24 August 2026.
What is the age limit for IOB LBO Recruitment 2026?
The prescribed age limit is 20 to 30 years as on 1 August 2026, subject to applicable age relaxation.
What is the educational qualification for IOB LBO?
Candidates must have a graduation degree in any discipline from a recognized University or possess an equivalent qualification recognized by the Central Government.
Is local language compulsory for IOB LBO?
Yes. Candidates must be proficient in reading, writing and speaking the mandatory local language of the State for which they apply.
What is the IOB LBO salary?
The starting basic pay for Assistant Manager Scale-I is Rs. 48,480, with the prescribed pay scale extending up to Rs. 85,920 along with applicable allowances.
What is the IOB LBO application fee?
The application fee is Rs. 175 for SC/ST/PwBD candidates and Rs. 850 for GEN/EWS/OBC candidates, including GST as specified in the notification.
What is the IOB LBO exam pattern?
The online examination contains 140 objective questions carrying 200 marks. The four sections are Reasoning and Computer Aptitude, General/Economy/Banking Awareness, Data Analysis and Interpretation, and English Knowledge.
Is there any Odisha vacancy in IOB LBO Recruitment 2026?
No. Odisha is not included in the State-wise vacancy list. However, Odisha cities including Bhubaneswar, Cuttack, Sambalpur, Rourkela and Berhampur-Ganjam are listed as tentative examination centres.
What is the selection process for IOB LBO?
The selection process includes an Online Examination, Language Proficiency Test where applicable, and Personal Interview. The final merit is prepared State-wise and category-wise.
Conclusion
IOB LBO Recruitment 2026 is an important banking opportunity for graduates who meet the prescribed age, educational qualification and local-language requirements. Indian Overseas Bank has announced 250 Local Bank Officer vacancies across four States, with the online application window scheduled from 8 August to 24 August 2026.
The post offers a Scale-I officer position with a starting basic pay of Rs. 48,480 and applicable allowances. Candidates should carefully choose their State, check the mandatory language requirement and verify all details before submitting the application.
Odisha candidates should remember that there is no Odisha vacancy in this particular notification, although several Odisha cities are available as tentative examination centres.
Disclaimer: This article is prepared for informational purposes based on the Indian Overseas Bank Local Bank Officer Recruitment 2026-27 notification. Candidates should read the official notification carefully and check the official IOB website for any subsequent updates, changes or corrigenda before applying.